Consumer Investigative Journalism
The insurance industry made $169 billion in profit last year.
We investigate how they did it. Every claim sourced. Every investigation backed by court records, government data, and public documents.
$169B
Industry profit (2024)
NAIC
19.1%
In-network claims denied
KFF 2024
0.2%
Denied claims appealed
KFF
44%
Appeals overturned
KFF
Latest Investigations
View all →5 Dirty Tricks Insurance Companies Use After Your Accident (Exposed)
The insurance industry made $169 billion in profit last year. Here are 5 documented tactics they use to pay you less — exposed with public data, court records, and industry whistleblower testimony.
Why Slip and Fall Cases Are Almost Impossible to Win (And What the Data Shows)
Slip and fall cases have the lowest success rates in personal injury law. The evidence destroys itself within hours, the burden of proof is entirely on you, and in 5 states, being even 1% at fault means you get nothing.
Personal Injury Lawyers vs. Insurance Companies — The Complete Playbook
The U.S. insurance industry is worth $1.4 trillion. In 2024, they posted $169 billion in profit while denying nearly 1 in 5 claims. This is the complete, sourced investigation into how insurance companies fight your claim.
Resources & Guides
View all →How Insurance Settlements Actually Work: What They Don't Tell You
Insurance settlement offers aren't random — they're calculated by algorithms designed to minimize payouts. Learn how the process actually works and what the data reveals.
Understanding Insurance Claim Denials: Why Claims Get Denied and What You Can Do
Nearly 1 in 5 in-network claims are denied. Learn why insurance companies deny claims, how the appeals process works, and what the data shows about fighting back.
What to Do After a Car Accident: A Step-by-Step Guide
A sourced, step-by-step guide on what to do after a car accident — from the scene to dealing with insurance companies. Know your rights before the adjuster calls.
Your Rights After a Slip and Fall: What the Law Actually Says
Slip and fall cases have the lowest success rates in personal injury law. Learn what you need to prove, the legal traps that eliminate claims, and how to protect your evidence.
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