This is investigative journalism, not legal advice. Consult a licensed attorney for your specific situation.

Tip Line

Have information about insurance industry practices that the public should know about? We investigate tips backed by documentation. Anonymous submissions accepted.

What We're Looking For

  • Internal documents, memos, or training materials related to claim handling
  • Patterns of systematic claim denials in specific regions or by specific insurers
  • Evidence of AI or algorithm-based claim processing without human review
  • Whistleblower accounts from current or former insurance industry employees
  • Court filings or regulatory actions not widely publicized

Links to publicly available documents, court filings, or news articles that support your tip.

Disclaimer

Before You Settle is consumer investigative journalism. Philip Ludington is not a lawyer. The content on this site is investigative reporting based on publicly available data, court records, government reports, and documented industry practices. Nothing on this website constitutes legal advice. If you have been injured or had a claim denied, consult with a licensed personal injury attorney in your state. Most offer free consultations.